Retention / Modification
Whether current operations and the local market can support modified terms.
Special Assets & Resolution Advisory
What Are the Rational Options From Here?
NationVest supports Special Assets and workout teams on individual challenged credits — with a current view of the collateral, a clear comparison of resolution paths, and local execution when the institution decides to act.
Engagements start at the file level — one credit or a small group — and do not require access to your systems.
When Teams Bring Us In
- A maturity that won't refinance at the current balance
- DSCR or occupancy deterioration since the last review
- Borrower or operator stress, or a borrower who has stopped communicating
- Collateral no one has inspected recently
- A borrower-proposed sale, payoff or refinance that needs a reality check
- Nonaccrual credits moving toward a workout
- Stalled construction or rehabilitation
- Foreclosure, receivership or REO on the horizon
A loan can be current and still face a refinance gap. Many of the most useful engagements begin before default.
Compare the Paths Before Choosing One
For each credit, NationVest helps clarify what the property and the market can realistically support along each path.
Refinance
Whether current value and income support a takeout, and the likely size of any gap.
Recapitalization
Whether a new-equity or partner scenario is realistic for this asset.
Consensual Sale
Likely price range, marketing time and depth of the buyer pool.
Short Sale / Discounted Payoff
Whether a proposed number is reasonable against the market.
Note or Loan Sale
Collateral review and value context to inform the institution's decision.
Foreclosure / Receivership
Property condition, occupancy and local issues — taxes, code, liens — to plan for.
REO / OREO
Disposition strategy and local execution.
Disposition & REO/OREO →The decision remains the institution's. NationVest's role is to make the property-level facts and trade-offs clear.
The Resolution Options Review
A written review for each credit in scope, built for a Special Assets file or a credit committee discussion.
Property observation
Condition, occupancy and visible issues, with date-stamped photographs.
Market context
Comparable sales and rents, and local demand conditions.
Disposition perspective
Likely buyer pool and sale paths. Independent value support and field inspections are available separately through VPI360.
Public-record check
Property taxes, code violations, liens and litigation of record.
Options comparison
Resolution paths compared by practicality, timing and key risks.
Next steps
A 30/60/90-day action outline for the institution's consideration.
Every finding is labeled as verified fact, third-party report or analytical inference. Scope, fees and turnaround are agreed in writing before work begins.
An Extension of Your Team — Not a Replacement
Your officers keep the file, the relationship and the decision. NationVest adds market research, buyer reach and execution capacity on the credits where you need them. We do not contact borrowers without the institution's direction.
NationVest is not a law firm, lender, loan servicer, debt broker or appraisal firm. NationVest does not provide independent valuations; any disposition pricing view does not replace a required appraisal or evaluation. Brokerage services are provided by Damon Redmond, a licensed New Jersey real estate broker-salesperson, through Coldwell Banker Realty.
Confidential Inquiry
Discuss a Credit
Share the general situation — no borrower names or confidential loan details. No NDA is needed for an introductory conversation about services and coverage. Confidential borrower or loan information is exchanged only after appropriate confidentiality terms are in place.