Lenders & Servicers
Real Estate Intelligence for Complex Credits and Distressed Assets
NationVest works with community and regional lenders, commercial real estate professionals, investors, borrowers, attorneys and capital providers when viable real estate encounters maturity, liquidity, ownership, valuation or execution challenges.
Engagement is not limited to defaulted or foreclosed credits. NationVest seeks to become an additional execution resource before, during or after a real estate credit becomes challenged — including upcoming maturities, refinance gaps, LTV pressure, DSCR deterioration, capital shortfalls and ownership transitions.
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Timing
Before, During or After a Credit Becomes Challenged
Many of the situations NationVest is best positioned to help with are complex rather than defaulted. A loan can be current and still face a refinance gap, a capital call, a partnership dispute or an owner who no longer wants the asset.
Capabilities
Where NationVest Can Assist
Maturing CRE Loans
Situations where an existing loan may not refinance at the current balance because of changes in interest rates, valuation, DSCR, LTV or lender requirements.
Possible NationVest solutions
- Asset-level analysis
- Buyer identification
- Equity or JV introductions
- Recapitalization alternatives
- Strategic disposition
- Development or operating partner introductions
- Market intelligence
Subperforming Real Estate Credits
Properties that remain operational but may be experiencing weakened DSCR, valuation pressure, vacancy, operating challenges or ownership constraints.
Potential services
- Market and asset intelligence
- Valuation support
- Buyer sourcing
- Ownership transition strategies
- Capital structure review
- Disposition alternatives
Borrower Exit / Consensual Disposition
When an owner and lender determine that a sale may represent the most practical resolution.
NationVest may assist with
- Off-market buyer identification
- Investor sourcing
- Negotiated disposition strategy
- Market valuation
- Transaction coordination
- Acquisition analysis
REO & OREO
Lender-owned real estate requiring valuation, stabilization, acquisition or disposition support.
Capabilities may include
- Broker price opinions / valuation support
- Market intelligence
- Buyer sourcing
- Acquisition interest
- Investor distribution
- Property-level strategy
Construction & Development Challenges
Projects experiencing cost overruns, incomplete construction, capital shortfalls, sponsor problems, delayed completion or development execution challenges.
Potential solutions
- Development partner sourcing
- Capital introductions
- Buyer identification
- Project repositioning
- Completion strategy
- Land or project disposition
Note Sales
Institutions exploring the disposition of individual loans or pools.
Potential NationVest role
- Collateral review
- Investor identification
- Note buyer relationships
- Asset-level underwriting
- Transaction intelligence
NationVest is not a licensed debt broker, investment bank, securities dealer or loan servicer. Engagement is limited to real estate advisory, sourcing, analysis, acquisition, disposition, relationships and strategic coordination.
Credit Lifecycle
Where We Fit Along the Credit
- 01Performing / Maturing
Maturity intelligence, refinance-gap analysis, market review.
- 02Watchlist / Subperforming
Valuation, buyer alternatives, ownership analysis.
- 03Workout / Recapitalization
Capital relationships, JV opportunities, structured exits.
- 04Disposition / Note Sale
Investor sourcing, acquisition analysis, off-market execution.
- 05REO / New Ownership
Valuation, buyer sourcing, acquisition, repositioning.
Confidential Inquiry
Discuss a Credit or Asset
If your institution is evaluating a real estate loan, borrower situation, maturing credit, REO asset, development exposure or potential disposition, NationVest welcomes confidential conversations regarding possible execution alternatives.